FAQ

Common Questions you might have

What does this cost me?

My service is free. I get paid by the lender that I send you to.     *O.A.C. Conditions may apply

What are your hours of operation?

I will do whatever it takes to get the job done. I am prepared to meet my clients during the daytime, evenings or weekends.

How many lenders do you deal with?

I deal with over 58 different lenders. Some more closely than others. They all have their own niche in the industry. Some lenders are local and others are virtual. I will discuss this with you and choose the lender that best suits your needs.

Why are mortgage brokers different in Canada than in the USA?

In Canada we have very strict rules and regulations that we have to follow. The Canadian government is constantly tightening up their guidelines to protect the Canadian economy and the people that live here. In Canada, we do qualify our clients for mortgages differently.

What does the AMP mean?

Accredited Mortgage Professional – this simply means that I have obtained this designation and am part of the CAAMP program. As an AMP, I will be an ethical mortgage broker that will be committed to providing you with the service, mortgage product/rate and educate you accordingly.

Why are mortgage brokers different than at the bank?

  1. We are 100% commission based. This is a positive thing we are committed to working with you fromthe beginning to the end and have a satisfied client, as our business is referral based.
  2. Hours are not structured. Prepared to work evenings & weekends
  3. Prepared to work on credit issues.
  4. Work with a network based team from legal lawyers to realtors to life insurance planners
  5. Email you on a monthly basis to advise you of the rates
  6. 100% confidential service

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Frequently Asked Questions