So refinancing your home is a little trickier than before.  Especially for clients that purchased a home a few years ago with 0 or 5% downpayment and have done little improvements to their home.  Now is the time to save you money because the rates are lower….but the issue often is the fact that you don’t have 15% equity in your home yet.  One of the new regulations is that they will only allow us to finance 85% on a refinance.

If you are interested in finding out where you are at and if I can save you money….please contact me.

Lisa J. Gryba