However you get your news these days – whether it is by turning on the TV, opening the newspaper or checking out the latest on Twitter, it can seem downright spooky some days.  Mortgage rates can float up and down and you may not know if your chance to lock in your variable rate mortgage at a good rate will vanish into thin air before your eyes.  Does the thought of refinancing and IRD penalties scare you?  Do you get sick just thinking about applying for a mortgage?

Q) Thinking about buying a home? 

We can explain the process step by step and answer any questions that you may have.   Start by visiting them online at and review some of the useful information, mortgage calculators as well as the best rates that are currently available.

Q) I want to apply for a mortgage, but online applications frighten me!    

Our website has a secure online application that only takes a few minutes to complete.  Your personal information is safe and will never be shared.  In either case, a real live human being will get in touch with you shortly to follow up and discuss your individual situation.

Q) My credit is a nightmare.  Can I still apply for a mortgage?

We look at each case individually.  Our Mortgage Professionals will be able to provide you with advice on how to re-establish your credit and will find a lender who would be willing to support your mortgage application.

During this Halloween season – don’t let mortgages scare you!