As post-Christmas credit card bills start to hit and your stress level is rising because you can’t seem to manage your debt payments, it may be time to re-evaluate your existing mortgage. If you have existing equity in your home, a refinance may be in your best interest. With credit card interest rates often pushing the 20% range and five year fixed mortgages in the range of 2.64% to 2.89%, it may make sense to pay off high-interest debts now.
There are many factors to consider before deciding to refinance and each individual’s financial situation is different. I am available to talk to you about your unique situation and the options available to you. Call me today!
Lisa J. Gryba, Accredited Mortgage Professional
Cell: 204.371.9284 or E-mail: lisag@onelinkmortgage.com