When you make an application for a mortgage, lenders work out a credit score for you. Usually, a higher score means you’re seen as a lower risk; the more points you score, the more chance you have of being accepted for a mortgage, and at better rates.
So, the big question is how can you improve your credit score? 
There are a few simple things you can start doing right now! 
✔️Pay your bills on time.
✔️Ask for higher limits on your oldest credit cards.
✔️Dispute any credit report errors.
✔️Keep your oldest credit card open, use it occasionally and always pay it off promptly.
Your credit definitely affects your ability to loan. If you’d like more advice on how to improve your score, get in touch today.