It’s been a BUSY few weeks and we’ve been getting a lot of questions about the changes coming your way for both insured and uninsured mortgages. I thought I’d break it down for you: ✔️Starting June 1, both insured and uninsured mortgage borrowers will be subject to a stricter stress test when qualifying for their…
When you make an application for a mortgage, lenders work out a credit score for you. Usually, a higher score means you’re seen as a lower risk; the more points you score, the more chance you have of being accepted for a mortgage, and at better rates. So, the big question is how can you improve your credit score? …
Do you think that paying off your mortgage quicker is out of the question for you? THINK AGAIN! ✔️Adjusting the frequency of your payments so that you’re paying bi-weekly instead of monthly will make a big difference. ✔️Got extra cash as a bonus or a gift? Put it on your mortgage! It doesn’t need to…
Hi there! Thanks so much for stopping by. In 2011, I decided that a new website was a priority. I felt not only my existing clientele but new clients need a reliable place to go to either do their own calculations with their “real” life scenarios or just to follow the mortgage industry changes and…