Buying a home is a major milestone, and understanding your mortgage is key to financial success. One crucial element is your amortization period. But what exactly is amortization, and how does it affect your monthly payments and overall interest costs? Let’s break it down and explore how adjusting your amortization period, with the help of…

I talk a lot about the importance of getting pre-approved for a mortgage, but do you truly understand how it will benefit you? 1) You will know your borrowing capacity – If you know how much you’re pre-approved for, you can plan your mortgage payments and determine exactly what your budget can afford each month.…