As a mortgage professional, I often encounter clients who feel a mix of anticipation and anxiety when their mortgage renewal period approaches. Understanding what to expect during this time can alleviate those worries and open the door to exciting opportunities. In this blog post, I’ll guide you through the mortgage renewal process and highlight how…

As a Canadian homeowner, you know that mortgage renewal time can feel overwhelming. Navigating the process effectively is crucial not just for securing the best rates but also for setting yourself up for future financial success. Here, as a dedicated mortgage professional, I’ll share essential tips to help you sail smoothly through your mortgage renewal.…

In Canada, the majority of people who buy property do so by taking out a mortgage, which is typically repaid over a specific period of time through a process called amortization. However, most mortgage contracts only last for a period of one to five years. Once the contract comes to an end, the homeowner is…

As we head into the fall, I am working with many of my clients on their mortgage renewal. You can begin the mortgage renewal process months before your mortgage renewal date.  If you obtained a mortgage when rates were really low and you’re worried about how to prepare your budget and finances for a larger…

Did you know that 60% of Canadians simply sign their renewal documents without giving them any thought or review? We find that many Canadians spend time shopping for their initial mortgage, but the same is not true for their renewal! Did you know that often your renewal offer isn’t the best offer available? We can…