Mastering Money with a Mortgage

Mastering Money Management with a Mortgage! Buying a home is a huge milestone, but managing your money with a mortgage can feel challenging. Here are some tips to help you stay on top of your finances: Create a Budget¬† List out all your monthly income and expenses. Include your mortgage payment, utilities, insurance, groceries, and…

Fall Renovations Start HERE

A home renovation can be life-changing! It can add to the value of your home, the aesthetic appeal of your property and also the functionality of your home for you and your family. It can also be very expensive! I work with clients to add the cost of their renovation to their mortgages. There is…

Best Tips for Pre-Approvals

If you’re planning on purchasing a new home this fall, you’ll certainly want to continue reading! Here are my best tips for getting pre-approved for a mortgage. 1) Check your credit score- Mortgage lenders will use your score to gauge your financial stability and your ability to pay off your mortgage. The higher your score,…

The BIG Advantages of Pre-Approval

I talk a lot about the importance of getting pre-approved for a mortgage, but do you truly understand how it will benefit you? 1) You will know your borrowing capacity – If you know how much you’re pre-approved for, you can plan your mortgage payments and determine exactly what your budget can afford each month.…

Purchase Plus Improvement

What is it? This program allows you to borrow the cost of renovations (up to a certain percentage) and add it to the home price, rolling it all into one easy-to-manage mortgage payment. Once you take possession of your new home, you can start the upgrades immediately. This type of mortgage comes with a few…

My Top Tips for Securing a Mortgage

If this is your year to buy a home and secure a mortgage, I want to share with you my top tips for securing a mortgage in 2022. 1) Have a plan: I always recommend having a plan, but even more so when you are shopping in a competitive market with rising interest rates. Before…