If this is your year to buy a home and secure a mortgage, I want to share with you my top tips for securing a mortgage in 2022. 1) Have a plan: I always recommend having a plan, but even more so when you are shopping in a competitive market with rising interest rates. Before…

Is moving away from your bank for a mortgage out of your comfort zone? I’m here to tell you, that’s totally ok! My goal is always to provide options and information, the rest is up to you. 90% of my clients are referrals or repeat clients. I love being able to work with clients to…

What is my prepayment privilege? Your prepayment privilege allows the flexibility of paying down a portion of your principal during your mortgage term, without any penalty. This percentage allowed varies depending on the lender. It’s important to look into your prepayment privileges as the more allowed, the quicker you can pay down your mortgage and…

Now that the kids are back in school and we are settled into our fall routine, it’s a great time to check in with your mortgage to ensure you’re ending 2021 on the right note. I see way too many clients who secure their mortgage and then forget about it. That’s crazy! Your mortgage is…

With mortgage rates still at an all-time low, should you consider refinancing? If your mortgage rate is higher than it should be, if you’re planning a large renovation or if you simply want to explore your options,it is definitely worthwhile to meet with a mortgage professional to explore your options. What does it mean exactly…

Perhaps you’ve always dealt with a bank for your mortgage needs or you haven’t had to secure a mortgage yet. I want to encourage you to explore all of your options because I truly believe that options are opportunities! I am different from your bank… – I am not tied to one lender. – I…

  If you’re buying a home for the first time, here are a few things to consider. 1)Think outside the bank- The bank isn’t the only place to get a mortgage. I value your business and will work with you to find a mortgage option that is perfect for you. 2)Don’t have 20%? No problem!…

  A fixed-rate mortgage has an interest rate that stays the same for the life of the loan. During the term of your mortgage, fixed-rate mortgages are totally unaffected by Canada’s prime rate. The benefit of this type of rate is that you are protected against interest rate changes, so your regular payments will stay…